1st Home Buyer? Need Finance?
Just ask us!

If you’re a first home buyer needing help to arrange finance, speak to us about Keystart Home Loans. We can help you arrange finance for your new home.

Keystart is a company established by the Housing Authority as part of the initiatives by the West Australian State Government to provide housing loans to those who may not qualify for loan from mainstream lenders.

DEPOSIT: 2% deposit required (higher of 2% or $2,000) on all applications (for properties worth up to $480,000) which must include 1% genuine savings.

GENUINE SAVINGS: The applicant(s) must be able to evidence the minimum percentage of the purchase price of the property in genuine savings. The monies must be held in a savings account in the name of the applicant(s) for a minimum period of 3 months. These statements must not show any unusual or large deposits within the 3 months’ period as this may deem the savings to be non-genuine.

DEPOSIT and FEES: The First Home Owners Grant (FHOG) is funded by the Western Australian Government to assist people purchase or build their first home. Part of the deposit (balance of the 2%) and fees required for the loan may be sourced from the FHOG. Borrowers must apply the full amount of the FHOG towards the deposit and fees and any surplus from the grant is to be applied to the loan.

For more information contact one of our home consultants now.

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